Insur Scala, Estepona: key-ready apartment within walking distance of the centre
A completed complex of 121 homes in Estepona's new urban extension, with one two-bedroom ground-floor apartment still available for €470,000. You can move in straight away.
Last updated: 20 October 2026
About Insur Scala
No plans, no waiting: Insur Scala was completed in July 2025 and you can view the home today exactly as it is. The complex has 121 apartments and penthouses with 1 to 4 bedrooms and lies in the area around the Teatro Auditorio Felipe VI, a new extension within Estepona's urban area. We still have one ground-floor apartment with two bedrooms and two bathrooms.
The apartment has 75 m² of living space, a 27 m² terrace and a 35 m² private plot of land. The price is €470,000. A garage space and a storage room are included. The living area opens onto the kitchen and leads straight out to the terrace. The energy rating is B. If you are looking for a compact, practical home in a town that is lively all year round, this is a real option.
The complex has gardens, two saltwater-chlorinated pools, a gym with sauna, a coworking space and a social club for getting together. Access is secure. Because the building already stands, you can see straight away how the gardens are laid out, how much light comes in and how the neighbourhood feels. When buying off-plan, you can never fully remove that risk.
Amenities
- Key-ready
- Two saltwater-chlorinated pools
- Gym with sauna
- Coworking space
- Social club
- Communal gardens
- Lift
- Garage space and storage room
- Secure access
Insur Scala in figures
At €6,267 per m², this apartment is not cheap: 24% above the €5,038 median for new builds in Estepona and 25% above resale homes (€5,021). You are paying for three things: the urban location, the finished state and not having to wait. Where other developments in the municipality are still a median 8 months from completion, here you move in straight away, without paying rent in the meantime. With VAT (€47,000), stamp duty (€5,640), notary (€2,800) and lawyer (€5,700), the total cost comes to €531,140. Note: at 75 m² the home is compact, which pushes up the price per m².
| Price | € 470.000 |
| VAT (IVA) 10% | € 47.000 |
| Stamp duty (AJD) 1.2% | € 5.640 |
| Notary and land registry (estimate) | € 2.800 |
| Lawyer 1% + VAT (estimate) | € 5.700 |
Around 13.0% on top of the price in total. All purchase costs explained.
Terrace, solarium and garden combined, as a percentage of the living area (median). That is more than 48% of new developments in Estepona. Largest outdoor space: 27 m².
Calculated by Imagine Marbella on 20 October 2026 from the current supply of 71 new developments in Estepona and the average asking price of resale homes according to Idealista (September 2026). Costs are an estimate; we will prepare an exact calculation for you.
Location
The area around the Teatro Auditorio Felipe VI is one of the newer parts of Estepona, on the edge of the centre. It is not a tourist zone but a residential neighbourhood within the town, with schools, sports facilities and shops nearby. The town itself, with its famous old quarter full of flowerpots, is within walking distance. The development sits at around 27 metres above sea level, with direct access from the main road.
Here you can do most of your day-to-day life on foot. ALDI is a 4-minute walk away, a secondary school 8 minutes. Estepona town centre is 16 minutes on foot or 3 minutes by car. La Rada beach is a 28-minute walk. For golf, Valle Romano is an 11-minute drive. Puerto Banús is 21 minutes away, Málaga airport 61.
We will send you the exact location and the address of the sales office when you request Privé access or book a viewing.
Distances, measured by us
Measured from Insur Scala along real roads and footpaths, not as the crow flies.
| Destination | On foot | By car |
|---|---|---|
| Nearest beach (La Rada) | 2.1 km, 28 min | 1.6 km, 2 min |
| Supermarket (ALDI) | 330 m, 4 min | 430 m, 1 min |
| Golf course (Valle Romano Golf & Resort) | 6.7 km, 11 min | |
| School (Instituto de Educación Secundaria Mar de Alborán) | 610 m, 8 min | 540 m, 1 min |
| Hospital (Hospital de Alta Resolución de Estepona) | 6.5 km, 8 min | |
| Puerto Banús | 24.7 km, 21 min | |
| Estepona town centre | 1.2 km, 16 min | 1.4 km, 3 min |
| Málaga airport | 83.2 km, 61 min | |
| Gibraltar airport | 45.5 km, 42 min |
Calculated with OpenStreetMap routes without traffic, on 20 October 2026. Walking times over an hour are omitted.
Sun, light and views
Here the sun rises at 7:02 on 21 June and sets at 21:41, giving 14.6 hours of daylight. On 21 December you still have 9.7 hours, with the midday sun at 30° above the horizon. Insur Scala sits at around 27 metres above sea level.
No sea views are confirmed for this ground-floor apartment. The outlook is mainly onto the garden and the complex. If you want sea or mountain views, look at the higher floors in this development.
Homes and finishes
The homes have an open kitchen with direct access to the terrace. We have not received a detailed specification list, but because the home is finished, you do not have to rely on descriptions. During a viewing we check with you the condition of the floors, joinery and bathrooms, how the air conditioning and hot water work, any signs of damp on the ground floor and the statement of the first year's community fees.
Payment schedule
As with most new builds on the Costa del Sol, you pay in instalments: a reservation deposit, a portion on signing the purchase contract and during construction, and the balance at the deed signing. Every payment before completion must be covered by a bank guarantee. We will send you the exact payment schedule for Insur Scala through Privé.
Available homes in Insur Scala
A selection, as of 20 October 2026. More homes are available than shown below; request the full price list.
| Type | Beds | Baths | Living area | Terrace | Garden | Price |
|---|---|---|---|---|---|---|
| Ground floor apartment | 2 | 2 | 75 m² | 27 m² | – | € 470.000 |
Book a viewing nowGet the price list and floor plansSend us a WhatsApp
Our honest verdict on Insur Scala
Strengths
- Key-ready since July 2025: no construction risk and ready to use or let straight away.
- Estepona centre a 16-minute walk, supermarket 4 minutes.
- Two pools, gym with sauna and coworking within the complex.
- Ground floor with a 27 m² terrace and a private patch of land.
- Town neighbourhood with schools and shops, so liveable out of season too.
Points to consider
- The price per m² is 24% above the median for new builds in Estepona.
- Compact 75 m² home, tight if you often have guests.
- No sea views; the ground floor looks onto the garden and complex.
- With 121 homes this is a large complex, so the pool can get busier.
- The beach is almost half an hour's walk away.
Who is Insur Scala right for?
Insur Scala is a good choice if you want a home quickly, want to live in a real town all year round and do everything on foot. It suits couples, people who work here full or part time, and winter residents. If you are looking for lots of space, sea views or the peace of a golf area, or the lowest price per m², developments outside the centre are a better bet.
Why buy through Imagine Marbella?
With us you pay exactly the same price as buying direct from the developer. Our fee is paid by the seller, not by you. What you get on top is what makes the difference.
- Independent. We are not tied to any development. We compare the entire market and tell you honestly when a project is not right for you.
- Stronger at the negotiating table. Whenever there is room to negotiate, on price, payment schedule, finishes or a parking space, we know the market, the sales figures and the developers. We defend your interests; the seller defends theirs.
- Free extra services. We check licences, bank guarantees and specifications, provide legal support in your own language and plan viewings around your travel dates.
- Beyond the handover. We follow the construction, the handover and the after-sales with you, so you are never on your own.
Imagine Privé
As a Privé member, you receive the current price list and availability, floor plans, the building specifications, the payment schedule and our comparison with other new developments, in English, French, Dutch or Spanish.
Free and without obligation.
Off market: what you will not find online
Not every property on the Costa del Sol ends up on a website.
Owners who want to sell discreetly, a last penthouse that has not yet been released, a villa that only comes onto the market when the right buyer appears: part of the market changes hands without a single advert. Already know the market and looking for something you cannot find online? Tell us as precisely as possible what you are looking for. If it exists, we will find it for you.
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Frequently asked questions about Insur Scala
Has Insur Scala been completed?
Yes. The complex was completed in July 2025 and the home is key-ready. You can view it and start using it immediately after purchase.
Can you spend the winter at Insur Scala?
Definitely. You live in a town neighbourhood that stays lively in winter, with a supermarket, schools and the centre within walking distance. The complex has a gym with sauna. In December you get around 9.7 hours of daylight.
How far is the beach from Insur Scala?
La Rada beach is around a 28-minute walk or 2 minutes by car. Estepona's seafront promenade is a few minutes from the complex.
What does the apartment cost in total?
The asking price is €470,000. With VAT, stamp duty, notary and lawyer you arrive at around €531,140, roughly 13% extra. Because this is the first sale of a new build, you pay VAT rather than transfer tax (ITP).
Do I pay more if I buy Insur Scala through Imagine Marbella?
No. You pay the same price as buying directly from the seller. Through us you also get independent advice, legal guidance and aftercare.
What costs come on top of the price of a new-build home?
In Andalusia, a new build carries 10% VAT (IVA) and 1.2% stamp duty (AJD), plus notary, land registry and lawyer's fees. For the most affordable home in Insur Scala, that adds up to around 13.0%.
About the author
Geert Eeckeleers, Managing Director of Imagine Marbella. Since 2018 he has guided buyers on the Costa del Sol, in English, French, Dutch and Spanish.
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